Offers & Discounts


Cozy offers made to fit your spending style!

Enjoy rewards designed to keep you comfortable this holiday season!

It's officially the season of spending! We're adding some additional rewards made just for you to help keep you (and your wallet) stress-free this holiday season.

Luxury Cash Back Rewards Graphic w Lmtd Time.jpg

* Promotion Period: 10/1/2022 – 12/31/2022; Offer subject to member qualification and credit approval. You will earn cash back rewards on purchases made during the promotion period at merchants classified as Airline/Air Carrier (4.00% cash back), Restaurant/Bar/Fast Food (3.00% cash back), and Grocery (2.00% cash back) and 1.25% cash back on all other everyday purchases. Cash back rewards will be available for redemption after close of each billing cycle. Purchases qualify for additional cash back based on how merchants choose to classify their business and we reserve the right to determine which purchases qualify. Visit for full program terms and conditions.



Whether you're looking for an easy way to start saving for the first time or want a place to watch your money grow, this Certificate special is perfect for you!


All it takes is $1,000 to get started!
These are great options for any savings plan - especially when you're part of our Member Value Program!

*APY = Annual Percentage Yield. May not be combined with any other offer. Minimum opening deposit & balance to earn dividends is $1,000. APY is valid as of 7/18/2022. Early withdrawals from certificates results in penalty equal to 360 days of dividends. Special offer includes both regular and IRA certificates Member Value Program (MVP): Participation is free. To qualify for the Member Value Program, members must have a savings, active checking account (one transaction per month) and a qualifying third product (a SFCU loan, VISA Credit Card, Certificate, Money Market, IRA Savings or IRA Certificate).

Toledo Zoo Discounted Tickets

Purchase Lights Before Christmas tickets online, at your convenience!

Toledo Walleye Discounted Tickets

Purchase Toledo Walleye Hockey tickets here! Use promo code NWOCUOA.


Grade Card Match

School smarts are an important step on the path to financial comfort and success so we like to reward our student members for keeping up good grades!

Our K-12 Student Member Grade Card Match program works like this:

  • Study up!
  • Earn an “A” or equivalent on your school grade card.
  • Every time you earn that “A,” deposit $1 in your savings account.
  • We’ll match that $1 deposit with our own $1 deposit into your savings account! 

Bring in your glowing grade card and you can earn up to $5 per grading period!

Grade Card Match Rules

  1. Program valid for K-12 members in good standing.


  2. The deposit match is $1.00 for each "A" (90% and above) or "A" equivalent (Exceeding Expectations; S+, O for Outstanding, Excellent) on any subject up to a total of $5.00 per grade card and per official grading period (timeframe).


  3. Effort, conduct mid-term, exam or interim grades and outdated report cards are not eligible.


  4. Maximum of four matches per calendar year, per child. Maximum of $20 matched by Sun Federal annually.


  5. The deposit and match must occur within three (3) months of the report card date.


  6. Requesting the match:


    1. In Person: 

        1. Make a deposit into the child’s account.

        2. The match will be made immediately if grades meet the criteria stated above.


    2. By Mail:

        Submit the receipt showing a deposit into the child’s account (or include a deposit slip) and a copy of the most recent grade card (clearly showing the child's name and date).


  7. Children's deposits into a 30-month no minimum, add-on certificate are eligible and encouraged for a higher savings yield.


  8. Match requests made in-person will be matched immediately. Please allow 4 weeks for matching deposits requested by mail.


  9. Alternative grading methods for homeschooled children and children with special needs are eligible for the match.

If you have questions, please call Bobbi McConocha at (419) 794-7299.

Grade Card Match Rules
Email Us About Grade Card Match

Love My Credit Union

As a member of Sun Federal, you’re automatically a part of Love My Credit Union. This program gives you access to exclusive credit union member discounts on everyday items and retail indulgences, too.

Visit Love My Credit Union Online

Car Rental Discounts

Taking a business trip or vacation? Sun Federal members receive up to 25% off Alamo or National car rentals, plus additional opportunities to save.

Learn More About Alamo Rental Services
Learn More About National Rental Services

Member Value Program (MVP)

What It's All About

The MVP was made to enhance your membership experience and give you even more reason to embrace SFCU while positively impacting your financial future. MVP rewards you for doing your regular banking with us…it’s that simple.

It's Easy to Join - You've Probably Already Done It

To be part of the MVP*, all you need is:

A Savings Account

You have one already!

An Active SunFCU Checking Account

Your account must have at least one transaction a month. If you already have a Kasasa® Rewards Checking Account you can check this one off your list. If not, you should get one!

AND One of These

A Sun FCU Loan, Visa® Credit Card, Certificate (Regular or IRA), Money Market or IRA (Savings or Certificate)

Enjoy These Perks & Rewards

Save money on service fees

Receive discounts on our already low service fees.

Enjoy higher rates on a variety of deposits

Check the awesome MVP deposit rates!

MVP-Only Promotions

Get an extra something special with offers exclusively for our MVP members.

Sounds pretty easy, right?

Log into your account through Online & Mobile banking, visit any branch or call (800) 786-0945 to see if you already have what you need to receive rewards. 

It's Simply Rewarding!

*MVP rewards applies to all non-Business accounts.

View Our Rates