1 Promotion Period: 4/7/2025—12/31/2025. All loans subject to credit approval. Rates, terms, and conditions vary based on creditworthiness, qualifications, and collateral conditions. Sun Federal Credit Union membership required for all borrowers. Qualifying members receive a 0.25% discount off their approved rate. Membership and Eligibility: To become a member, a savings account with a minimum deposit of $5.00 is required at opening that must be maintained throughout life of the membership. Eligibility: Persons who 1) are an employee, retiree, member or student within one of our sponsor groups; 2) live, work (or regularly conduct business in), worship, or attend school in, and businesses and other legal entities located within our prescribed underserved community in Ohio consisting of 85 census tracts in Lucas and Wood Counties or Philadelphia, Montgomery, Delaware and Berks counties in Pennsylvania (based on address); or 3) join the American Consumer Council via a complimentary membership. Once a member, members of your immediate family or household are also eligible to join Sun Federal CU. Sun Federal CU has the right to terminate this promotion at any time without notice. May not be combined with any other offer.
2 APY = Annual Percentage Yield and is valid as of October 25, 2025.
3 Member Value Program (MVP): Participation is free. To qualify for the Member Value Program, members must have a savings, active checking account (one transaction per month) and a qualifying third product (a SFCU loan, Visa Credit Card, Certificate, Money Market, IRA Savings or IRA Certificate).
4 APY = Annual Percentage Yield. Rates are subject to change without notice. Sun Federal membership required. To become a member of Sun Federal Credit Union, a savings account with a minimum deposit of $5.00 is required at opening in addition to the Ohio Homebuyer Plus Savings Account to qualify. A minimum deposit of $500 is required. Members must maintain a minimum balance of at least $500 to earn 7.00% Rate/7.25%APY. Maximum deposit allowable of $100,000. Dividends can take the balance above $100,000 and are compounded daily. Account balances under $100,000 have a maximum duration of five years and must be used for a qualified home purchase in Ohio. For balances reaching $100,000, funds must be used within the next 12 calendar months for a qualified home purchase in Ohio. Requirements: Applicant must be at least 18 years of age. Members shall hold not more than one Ohio Homebuyer Savings Program account at any one time except as allowed in the Ohio Homebuyer Savings Plus Participation Statement. Account cannot be held jointly. For complete details about the Ohio Homebuyer Plus program, please visit: ohiotreasurer.gov/homebuyerplus.
5 APY = Annual Percentage Yield and is valid as of October 25, 2025. Rate is subject to change after account opening. Must have an SFCU checking account and debit card to participate in Round 'n Save. No minimum balance required to earn advertised APY which is 0.05%. Members that qualify for the Member Value Program will earn 6.00%. Funds can only be deposited from rounding up on purchases and can be withdrawn at anytime without penalty.
Federally Insured By NCUA. Privately Insured By Excess Share Insurance (ESI) up to an additional $250,000.