Line of Credit

You may want to explore a business line of credit to secure financing for managing fluctuating cash flow and short-term credit needs.

Get easy access to funds by check, online and at any of our branches.

Accessible Business Capital:

  • Secured & unsecured options

  • 12-month terms

  • Renewal options

  • Easy transfer, withdrawal & check access

Term Loan

Congratulations! If you’re looking for a term loan your business has likely reached an important crossroad and you’re ready to make a major investment or acquisition.

With a term loan from Sun Federal you’ll enjoy a fixed, low interest rate, with a flexible repayment schedule, and minimum monthly payments and total loan costs. 

Mid- & Long-Term Loan Options:

  • Flexible terms & amounts

  • Business vehicles

  • Business equipment 

  • Professional musical instruments 

  • Deposit share secured

  • Low total loan costs

Residential Rental Properties

A residential investment property loan is secured by a 1-4 family rental property and can be used to purchase or refinance. 

Options Include:

  • Competitive interest rates

  • Maturity of up to 12 years

  • Amortizations of up to 20 years

Commercial Real Estate Loans

Growing a business is hard work—housing it shouldn't be. Whether it's time to build, buy, remodel, or refinance, Sun Federal Credit Union's commercial real estate loans offer a wide variety of mortgage options to meet your operational needs.

Commercial real estate loans are secured by an owner or non-owner-occupied commercial building or 5+ family rental property.

Options Include:

  • Competitive interest rates

  • Maturity of up to 10 years

  • Amortizations of up to 25 years

Small Business Administration Loan (SBA)

Together with the U.S. Small Business Administration, Sun Federal Credit Union provides loan guarantee programs to small businesses.

An SBA guarantee makes it easier for you to finance a start-up, expansion or acquisition. 

The U.S. Government guarantees up to 85% of the loan for qualified borrowers. Learn more at