Get Started

Achieve your dreams! You can get that new vehicle, the cash you need to spend with a smile, and the satisfaction knowing your goals are in reach. You’re in the right place! Already applied for a loan? Check the status of your application here!

Here you can apply for…

Icon
Vehicle Loans
Icon
Personal Loans
Icon
Visa Credit Cards
Icon
Home Equity Loans
Icon
Mortgage Loans

Let’s Get Started!
Are you a Sun Federal member?

Members

Loan Applications

Thank you for being a member! Once you finish your loan application, one of our awesome Loan Officers will contact you within two business days. 

Select the type of loan you would like to apply for:

Vehicle
Vehicle Loans

New/Used Vehicle
Motorcycle
Boat or RV

How much can I afford?

What You’ll Need

Keep these close by when applying: 

  1. Proof of Income 
  2. Dealer Purchase Agreement (purchasing)
  3. 10-Day Payoff Letter (refinancing)
  4. Lease Buyout Agreement (leasing)
  5. Vehicle Title (clear title loan)
  6. Proof of Insurance
  7. Title Form
  8. GAP Contract
×
Person
Debt Relief
& Personal Loans

Consolidate debt or get the extra cash you need

What You’ll Need

Keep these close by when applying:

  1. Proof of Income
  2. Statements (for debt consolidation)
×
Credit cards
Credit Cards

Get great features & rewards. Then… spend with a smile! Apply for a new card or a credit limit increase:

What You’ll Need

Keep these close by when applying: 

  1. Proof of Income
  2. Credit Card Statements (for balance transfers)
×

Luxury Credit Card: Apply Now

Cash Back Credit Card: Apply Now

Rate Advantage Credit Card: Apply Now

Home Equity
Home Equity Loans

Fixed loan and interest-only line of credit available.

What You’ll Need

Keep these close by when applying: 

  1. Proof of Income 
×
Mortgage
Mortgage Loans

Several options available

What You’ll Need

Keep these close by when applying: 

  1. Proof of Income 
×

Apply for a Loan + Become a Member

Step 1: Preparing to Apply

What you’ll need to get started
  1. Government issued ID
  2. Complete mailing address
  3. Social Security Number
  4. Date of birth
  5. A way to make your initial deposit (debit card, credit card or electronic transfer
  6. Qualify: View our list of eligible employers, organizations and communities
  7. Bundle and Save: qualify for our Member Value Program when you have a savings, checking, and 1 additional product (Loan, Certificate, Money Market, or Visa Credit Card)
What to expect when applying for membership
  1. Select accounts you want to open
  2. A savings will be automatically included, then add what you need. From Free Kasasa Checking to certificates, we have it all!
  3. Tell us about yourself
  4. Help us get to know you!
  5. Set your opening deposit
  6. All you need is a $5 deposit for your new SFCU savings account!

Step 2: Select the type of loan you would like to apply for

Vehicle
Vehicle Loans

New/Used Vehicle
Motorcycle
Boat or RV

How much can I afford?

What You’ll Need

Keep these close by when applying: 

  1. Proof of Income 
  2. Dealer Purchase Agreement (purchasing)
  3. 10-Day Payoff Letter (refinancing)
  4. Lease Buyout Agreement (leasing)
  5. Vehicle Title (clear title loan)
  6. Proof of Insurance
  7. Title Form
  8. GAP Contract
×
Person
Debt Relief
& Personal Loans

Consolidate debt or get the extra cash you need

What You’ll Need

Keep these close by when applying:

  1. Proof of Income
  2. Statements (for debt consolidation)
×
Credit Cards
Credit Cards

Get great features and spend with a smile!

What You’ll Need

Keep these close by when applying: 

  1. Proof of Income
  2. Credit Card Statements (for balance transfers)
×

Luxury Credit Card: Apply Now

Cash Back Credit Card: Apply Now

Rate Advantage Credit Card: Apply Now

Home Equity
Home Equity Loans

Loan and interest-only line of credit available

What You’ll Need

Keep these close by when applying: 

  1. Proof of Income 
×
Mortgage
Mortgage Loans

Several options available

What You’ll Need

Keep these close by when applying: 

  1. Proof of Income
×