Looking for a more rewarding credit experience?

Add a Sun Federal Credit Card to your wallet for low rates, great benefits and the security you want.

Apply Now
Luxury Card

Luxury Credit Card

Exceptional rewards for your extraordinary life! Indulge in exclusive VIP features like Cell Phone protection and Visa concierge Service.

Learn More

Apply Now

Cash Back Credit Card

Cash Back Credit Card

Get more back on your everyday purchases! Earn 1.25% Unlimited Cash Back plus perks like an annual cash back bonus.

Learn More

Apply Now

Rate Advantage Credit Card

Rate Advantage Credit Card

Starting at RATE APR, pay off your card faster with our lowest rate! Enjoy a special introductory rate on balance transfers with simplicity and convenience.

Learn More

Apply Now

Looking for a credit card for your business?

Look no further! We have just the credit card for you and your employees.

Learn More
Compare our cards!
Compare Our Cards

Each card has unique features to compliment the way you shop.

Compare
great features
What’s Included

Treat yourself to features like no annual fee, cash back bonuses, and exceptionally low rates!

Features
rewards from Visa
Special Offers from Visa

Because we partner with Visa, you get all the conveniences and service you deserve!

Learn More

Light in your Pocket. Heavy in Advantages.

Luxury Credit Card

APR as low as

Cash Back Credit Card

APR as low as

Rate Advantage Credit Card

APR as low as

Additional Features

*View Rates and Fees |  Rewards Disclosure

Resources

Get Financially Fit

Ways Sun Federal can help members get their finances back on track.

Read More ›

Seniors and Credit Card Do's and Don'ts

Seniors should stay clear of debt with the help of this list of credit card tips.

Read More ›

Six Rules for Managing Credit Card Debt

Master your debt with these six key rules.

Read More ›

The Finances of Marrying After 60

Marrying after 60 comes with some unique financial complications. We can help you navigate through them.

Read More ›

What Newbie Home Buyers Need to Know

Your CU has your back. We can help you minimize anxiety by being prepared.

Read More ›

Debit or Credit--What to Choose and When

Determine the wisest answer to the cashier question, "Is that debit or credit?"

Read More ›

Ways to Boost Your Credit Score

These tips can maximize your score and influence your credit-worthiness.

Read More ›

We Love Our Debit Cards

They look like credit cards, but when members make purchases using a debit card, the dollar amounts are deducted directly from their checking accounts.

Read More ›

The Three-Digit Code Makes Shopping More Secure

What is that three-digit number on the back of my debit and credit card?

Read More ›

Sunny Icon

Looking for something?

Contact Us

(800) 786-0945   |   SunSupport@SunFCU.org

Locations & Hours

Branches & ATMs Locations ›

Lobby

Monday, Tuesday & Thursday 8:00 a.m. - 4:30 p.m.
Wednesday 9:00 a.m. - 4:30 p.m.
Friday 8:00 a.m. - 5:30 p.m.

*Detroit Ave. Lobby Closed

Drive-Thrus & Walk-Ups

Monday, Tuesday, Thursday & Friday 8:00 a.m. - 5:30 p.m.
Wednesday 9:00 a.m. - 5:30 p.m.

Sun Federal Credit Union

©2022 Sun Federal Credit Union   |   Privacy Policy   |   Disclosures   |   Volunteer Login
Routing & Transit Number: 241282412

Sun Federal will never ask for your login/password or other sensitive information via email, pop-up window outside of our website, text message or social media channels.

APR=Annual Percentage Rate  |  APY=Annual Percentage Yield

Equal Housing Opportunity

Federally Insured by NCUA. 

All links marked with this icon External Image Icon lead off-site. Sun Federal is not responsible for the availability, content, security or any goods or services on the linked site.

*Viewing Adobe® Portable Document Format (PDF) Files

If you wish to view PDF files, we recommend the use of Adobe Acrobat® Reader® v. 6.0 or higher. To download a free copy of Adobe Acrobat Reader (v. 8.0), click here.

Sun Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 800.786.0945. All products and services available on this website are available at all Sun Federal Credit Union branches.

Back to top
Auto Loans

Get Started

Are you a Sun Federal member?

Keep these close by when applying:
  1. Proof of Income 
  2. Dealer Purchase Agreement (purchasing)
  3. 10-Day Payoff Letter (refinancing)
  4. Lease Buyout Agreement (leasing)
  5. Vehicle Title (clear title loan)
  6. Proof of Insurance
  7. Title Form
  8. GAP Contract

Loan + Membership Application

What you’ll need to get started
  1. Government issued ID
  2. Complete mailing address
  3. Social Security Number
  4. Date of birth
  5. A way to make your initial deposit (debit card, credit card or electronic transfer
  6. Qualify: View our list of eligible employers, organizations and communities
  7. Bundle and Save: qualify for our Member Value Program when you have a savings, checking, and 1 additional product (Loan, Certificate, Money Market, or Visa Credit Card)
What to expect when applying for membership
  1. Select accounts you want to open
  2. A savings will be automatically included, then add what you need. From Free Kasasa Checking to certificates, we have it all!
  3. Tell us about yourself
  4. Help us get to know you!
  5. Set your opening deposit
  6. All you need is a $5 deposit for your new SFCU savings account!
Continue to Application
×
Personal

Get Started

Are you a Sun Federal member?

Keep these close by when applying:
  1. Proof of Income
  2. Credit Card Statements (for balance transfers)

Loan + Membership Application

What you’ll need to get started
  1. Government issued ID
  2. Complete mailing address
  3. Social Security Number
  4. Date of birth
  5. A way to make your initial deposit (debit card, credit card or electronic transfer
  6. Qualify: View our list of eligible employers, organizations and communities
  7. Bundle and Save: qualify for our Member Value Program when you have a savings, checking, and 1 additional product (Loan, Certificate, Money Market, or Visa Credit Card)
What to expect when applying for membership
  1. Select accounts you want to open
  2. A savings will be automatically included, then add what you need. From Free Kasasa Checking to certificates, we have it all!
  3. Tell us about yourself
  4. Help us get to know you!
  5. Set your opening deposit
  6. All you need is a $5 deposit for your new SFCU savings account!
Continue to Application
×
Home Equity

Get Started

Are you a Sun Federal member?

Keep these close by when applying:
  1. Proof of Income
    a. 30 days of paystubs
    b. 2 years of W2's and/or tax returns
  2. Current Mortgage Statement
  3. Most recent bank or credit union account statement (non-SFCU)
  4. Most recent retirement/investment account statement
  5. Estimated Value of Property
  6. Proof of Home Owners Insurance
  7. Evidence of Flood Insurance if applicable

Loan + Membership Application

What you’ll need to get started
  1. Government issued ID
  2. Complete mailing address
  3. Social Security Number
  4. Date of birth
  5. A way to make your initial deposit (debit card, credit card or electronic transfer
  6. Qualify: View our list of eligible employers, organizations and communities
  7. Bundle and Save: qualify for our Member Value Program when you have a savings, checking, and 1 additional product (Loan, Certificate, Money Market, or Visa Credit Card)
What to expect when applying for membership
  1. Select accounts you want to open
  2. A savings will be automatically included, then add what you need. From Free Kasasa Checking to certificates, we have it all!
  3. Tell us about yourself
  4. Help us get to know you!
  5. Set your opening deposit
  6. All you need is a $5 deposit for your new SFCU savings account!
Continue to Application
×
Mortgage

Get Started

Are you a Sun Federal member?

Yes

No

Keep these close by when applying:
  1. Proof of Income

Loan + Membership Application

What you’ll need to get started
  1. Government issued ID
  2. Complete mailing address
  3. Social Security Number
  4. Date of birth
  5. A way to make your initial deposit (debit card, credit card or electronic transfer
  6. Qualify: View our list of eligible employers, organizations and communities
  7. Bundle and Save: qualify for our Member Value Program when you have a savings, checking, and 1 additional product (Loan, Certificate, Money Market, or Visa Credit Card)
What to expect when applying for membership
  1. Select accounts you want to open
  2. A savings will be automatically included, then add what you need. From Free Kasasa Checking to certificates, we have it all!
  3. Tell us about yourself
  4. Help us get to know you!
  5. Set your opening deposit
  6. All you need is a $5 deposit for your new SFCU savings account!
Continue to Application
×
Luxury Card

Get Started

Are you a Sun Federal member?

Keep these close by when applying:
  1. Proof of Income
  2. Credit Card Statements (for balance transfers)

Credit Card + Membership Application

What you’ll need to get started
  1. Government issued ID
  2. Complete mailing address
  3. Social Security Number
  4. Date of birth
  5. A way to make your initial deposit (debit card, credit card or electronic transfer
  6. Qualify: View our list of eligible employers, organizations and communities
  7. Bundle and Save: qualify for our Member Value Program when you have a savings, checking, and 1 additional product (Loan, Certificate, Money Market, or Visa Credit Card)
What to expect when applying for membership
  1. Select accounts you want to open
  2. A savings will be automatically included, then add what you need. From Free Kasasa Checking to certificates, we have it all!
  3. Tell us about yourself
  4. Help us get to know you!
  5. Set your opening deposit
  6. All you need is a $5 deposit for your new SFCU savings account!
Continue to Application
×
Cash Card

Get Started

Are you a Sun Federal member?

Keep these close by when applying:
  1. Proof of Income
  2. Credit Card Statements (for balance transfers)

Credit Card + Membership Application

What you’ll need to get started
  1. Government issued ID
  2. Complete mailing address
  3. Social Security Number
  4. Date of birth
  5. A way to make your initial deposit (debit card, credit card or electronic transfer
  6. Qualify: View our list of eligible employers, organizations and communities
  7. Bundle and Save: qualify for our Member Value Program when you have a savings, checking, and 1 additional product (Loan, Certificate, Money Market, or Visa Credit Card)
What to expect when applying for membership
  1. Select accounts you want to open
  2. A savings will be automatically included, then add what you need. From Free Kasasa Checking to certificates, we have it all!
  3. Tell us about yourself
  4. Help us get to know you!
  5. Set your opening deposit
  6. All you need is a $5 deposit for your new SFCU savings account!
Continue to Application
×
Rate Card

Get Started

Are you a Sun Federal member?

Keep these close by when applying:
  1. Proof of Income
  2. Credit Card Statements (for balance transfers)

Credit Card + Membership Application

What you’ll need to get started
  1. Government issued ID
  2. Complete mailing address
  3. Social Security Number
  4. Date of birth
  5. A way to make your initial deposit (debit card, credit card or electronic transfer
  6. Qualify: View our list of eligible employers, organizations and communities
  7. Bundle and Save: qualify for our Member Value Program when you have a savings, checking, and 1 additional product (Loan, Certificate, Money Market, or Visa Credit Card)
What to expect when applying for membership
  1. Select accounts you want to open
  2. A savings will be automatically included, then add what you need. From Free Kasasa Checking to certificates, we have it all!
  3. Tell us about yourself
  4. Help us get to know you!
  5. Set your opening deposit
  6. All you need is a $5 deposit for your new SFCU savings account!
Continue to Application
×