1 APY = Annual Percentage Yield and is valid as of October 9, 2026. Rate is subject to change after account opening. Must have an SFCU checking account and debit card to participate in Round 'n Save. No minimum balance required to earn advertised APY which is 0.05%. Members that qualify for the Member Value Program will earn 7.50%. Funds can only be deposited from rounding up on purchases and can be withdrawn at anytime without penalty.
2 APY = Annual Percentage Yield and is valid as of October 9, 2026.
3 APR = Annual Percentage Rate. Rates subject to change and are based on credit score. Loan-to-value maximum based on credit score. Loans subject to membership eligibility, credit approval and application. Minimum payment must be made each month. Interest-Only Home Equity Line of Credit: Rate based on prime plus margin and credit score. During the draw period, interest-only minimum payments required. Floor is 3.00% APR, maximum APR is 18.00%. Rate will change to the prime rate plus margin every six months after the booking date. 25-year term (10-year draw period and 15-year repayment period). Primary and secondary residence only. Property insurance is required. Existing Sun Federal Home Equity Line of Credit (HELOC) borrower(s) must re-apply and re-qualify. No Closing Costs: Does not include full appraisal if needed also dependent on state law if outside of Ohio, Michigan, Pennsylvania, and New Jersey. Home Equity Loan: Payment example: For a $20,000 Home Equity Loan for a term of 14 years at 7.375% Annual Percentage Rate, the estimated monthly payment would be $191.23.
4 APR = Annual Percentage Rate | Visa Application & Solicitation Disclosure
All rates are subject to change. Rates effective as of October 9, 2026, unless noted.
Federally Insured By NCUA. Privately Insured By Excess Share Insurance (ESI) up to an additional $250,000.