1 APY = Annual Percentage Yield and is accurate as of November 12, 2026. Sun Federal CU membership, account approval, conditions, qualifications, limits, time frames, enrollments, log-ons and other requirements apply. Accounts not to be used for commercial purposes. Membership Eligibility: Persons who 1) are an employee, retiree, member or student within one of our sponsor groups; 2) live, work (or regularly conduct business in), worship, or attend school in, and businesses and other legal entities located within our prescribed underserved community in Ohio consisting of 85 census tracts in Lucas and Wood Counties or Philadelphia, Montgomery, Delaware and Berks counties in Pennsylvania (based on address); or 3) join the American Consumer Council via a complimentary membership. Qualification Information: To earn rewards with Kasasa Saver, accountholders must meet their selected account's specific qualifications during each Monthly Qualification Cycle period. Account qualifications may vary by account. Account transactions and activities may take one or more days to post and settle to the account, and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our institution as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our institution. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) day prior to the first banking day of the current statement cycle through one (1) day prior to the last banking day of the current statement cycle. See our website or contact one of our member service representatives for specific Monthly Qualification Cycle dates. Kasasa Saver Reward Information: Accountholders will receive dividends on their Kasasa Saver account when their account balances meet their account's qualifications during a Monthly Qualification Cycle. When qualifications are not met, the account's rewards are not earned or distributed, and only the non-qualifying Annual Percentage Yield (APY) is paid on dividend bearing accounts. Cash back refunds, dividends, and nationwide ATM withdrawal fee reimbursements will be credited to the appropriate account on the last day of the current statement cycle. Rates and rewards are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Enrollment in electronic services (e.g., Digital Banking, eStatements) and log-ons may be required to meet some of the account's qualifications. There are no recurring monthly maintenance charges nor fees to open or close any of these accounts. A reward checking account is required to have a reward savings account. A linked reward savings account is required for automatic savings. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our institution's service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates, and enrollment instructions. Kasasa Saver is a trademark of Kasasa Ltd., registered in the U.S.A.
2 APY = Annual Percentage Yield and is valid as of November 12, 2026. Rate is subject to change after account opening. Must have an SFCU checking account and debit card to participate in Round 'n Save. No minimum balance required to earn advertised APY which is 0.05%. Members that qualify for the Member Value Program will earn 7.50%. Funds can only be deposited from rounding up on purchases and can be withdrawn at anytime without penalty.
3 APY = Annual Percentage Yield and is valid as of November 12, 2026.
4 APR = Annual Percentage Rate. Rates subject to change and are based on credit score. Loan-to-value maximum based on credit score. Loans subject to membership eligibility, credit approval and application. Minimum payment must be made each month. Interest-Only Home Equity Line of Credit: Rate based on prime plus margin and credit score. During the draw period, interest-only minimum payments required. Floor is 3.00% APR, maximum APR is 18.00%. Rate will change to the prime rate plus margin every six months after the booking date. 25-year term (10-year draw period and 15-year repayment period). Primary and secondary residence only. Property insurance is required. Existing Sun Federal Home Equity Line of Credit (HELOC) borrower(s) must re-apply and re-qualify. No Closing Costs: Does not include full appraisal if needed also dependent on state law if outside of Ohio, Michigan, Pennsylvania, and New Jersey. Home Equity Loan: Payment example: For a $20,000 Home Equity Loan for a term of 14 years at 7.375% Annual Percentage Rate, the estimated monthly payment would be $191.23.
5 APR = Annual Percentage Rate | Visa Application & Solicitation Disclosure
All rates are subject to change. Rates effective as of November 12, 2026, unless noted.
Federally Insured By NCUA. Privately Insured By Excess Share Insurance (ESI) up to an additional $250,000.