RISE Savings Account
RISE-Up Savings & Checking Accounts (13-17)
Grade Card Program
First Credit Card
First Car Loan
Crafted for our youngest members, our RISE program offers:
Savings Accounts & Welcome Package*
30-Month Certificate Bonus1 - score a $20 bonus deposit if the certificate is opened within 30 days of the account.
Grade Card Program2 - get entered to win a $250 grand prize drawing twice a year (A’s receive two entries and B’s receive one entry)!
* Joint Owner required up to age 15.
RISE Up (13-17)
Created to support teens' growing financial needs, our RISE Up program offers:
Everything in the RISE program plus their own welcome package at account opening.
First Credit Card (15-17)
Members ages 15-17 can also start building a strong credit history with our First Credit Card3 designed for teens. They get the option of a $500 or $800 initial limit and can choose between our Rate Advantage and Cash Back Visa Credit Cards.
First Car Loan (16-17)
Members ages 16-17 can also apply for a First Car Loan4 – the perfect way to get their first set of wheels while developing their credit history! Because you're automatically an MVP member, you'll receive a 1% rebate4 (up to $1,000) towards your auto loan when you make a minimum down payment of $1,000.
* Joint Owner required up to age 15.
130-month Certificate Bonus Deposit: No minimum deposit required to open the 30-month add-on youth certificate. $20 will be deposited into the member's savings account if opened within 30 days of membership account opening.
2Grade Card Program: Members through the age of 17 may submit their school grade card (or grade card equivalent) up to two times per calendar year for the Grade Card Match program for a chance to win $250, drawn twice per calendar year. Each "A" (or "A" equivalent) will allow for two entries. Each "B" (or "B" equivalent) will allow for one entry. NO PURCHASE NECESSARY. To enter by mail, send a 3x5 card with your name, address and daytime phone number to SunFCU, Attn: Marketing (grade card match), 1627 Holland Road, Maumee, OH 43537. Employees are not eligible. Odds of winning will depend on the number of entries. Winner agrees to allow Sun Federal to use his/her name and/or likeness for advertising and publicity without compensation. Winning account holder (account must be in good standing) will be drawn and notified by the phone number we have on file by April 30 and December 31 each year. Winning amount will be reported to the Internal Revenue Service (IRS) on the form 1099-INT.
3First Credit Card: Rates, terms and conditions vary based on creditworthiness, qualifications and collateral conditions and are subject to change without notice. Co-signer at least 21 years of age; Member and co-signer must have verifiable income; Member must show proof of completing the “Saving and Spending” skill in the Zogo app. Other exclusions may apply. Visit sunfederalcu.org/visa for information about our Visa credit cards or sunfederalcu.org/zogo to download the Zogo app.
4Rates, terms and conditions vary based on creditworthiness, qualifications and collateral conditions and are subject to change without notice. Sun Federal Credit Union membership required for all borrowers. Maximum LTV: 110%. Applies to the purchase (new or used) of a vehicle and/or refinance of a vehicle from another financial institution. Other exclusions may apply. Rebate - Minimum down payment required for advertised rebate = $1,000. Maximum rebate = $1,000. One percent (1.00%) of the amount financed is deposited into the primary account holder’s savings account within three business days following funding. In addition to SFCU membership, the requirements to receive the rebate are: 1) Co-signer at least 21 years of age; 2) Member and co-signer must have verifiable income; 3) Member must have a Sun Federal checking account and 4) show proof of completing the “Buy a Car” skill in the Zogo app. Rebate amount will be reported to the Internal Revenue Service (IRS) as dividends on the form 1099-INT. May not be combined with any other offer.
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