Debit Card

Digital Wallet Icon

Visa Debit CardUsing a contactless debit card instead of cash has countless benefits:

  • Safe & touch-free way to pay
  • Faster transactions
  • More space in your wallet
  • Funds automatically withdrawn from your checking account
  • Card contains an EMV Chip & magnetic strip so you can still insert or swipe at retailers who may not accept contactless cards yet

Use your contactless card at ATMs (Alliance One, CU$, Accel and Cirrus networks) and make purchases anywhere that Visa is accepted. 


Day-to-Day Convenience:

  • FREE Bill Pay
  • Deposits & withdrawals
  • Easy balance check & fund transfer
  • 24-hour account access

  • Personal security PIN
  • Track purchases with Online Banking
  • Organized cash flow records

Here’s a Little Tip:

Your debit card isn’t a credit card, but we recommend choosing "CREDIT" at the checkout anyway. The transaction is the same, but you’ll avoid using one of your eight free monthly debit transactions that way*. Plus, by choosing "CREDIT", you’re protected by Visa’s “Zero Liability Policy.”

*No fee & no debit transaction limit if you have Kasasa Checking.

Ready to get started with a debit card? Take the next steps!

Read More About Our Debit Card

Online Banking

Our Online Banking makes checking your balance, paying bills, transferring money, depositing checks and more doable from work, home, and everywhere else.

With Online Banking, you have transaction security and more control over your money.

Easy, Safe Online Access:

  • FREE for ALL members
  • Access and enroll in eStatements
  • Withdrawals & deposits
  • Real-time balances
  • Account information & history
  • Scheduled & one-time fund transfers
  • Customize your theme and layout
  • FREE Bill Pay
  • 3-Tier security policy
  • Online message center
  • Budget and savings goal tools
  • Mobile banking & Apps
  • Text or email notifications

Sign Up Now!

Right here on our website:

  1. Click on the "Online Banking" tab at the bottom of this page
  2. Click "Account Options"
  3. Select "Register Now" to get started!

Through our mobile app:

  1. Download our mobile app from Apple App Store or Google Play
    App Stores
  2. Tap "Sign Up Now"

It takes < 5 minutes! Once you're in, sign up for eStatements too.

Need to download our app?

iPhone App Android Phones App


Secure, Organized Convenience:

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  • Free to all members with Online Banking
  • 2 years of statement history
  • Anytime access to account information, transactions & history
  • Fast statement delivery
  • Environmentally friendly

Sun Federal eStatements are free, safe, and good for the environment. You’ll never have to shuffle papers or go digging through piles of junk mail and folders to find a transaction or reference your account activity.

Filing taxes? Your whole year (and beyond) of banking history is online, in one place and organized!

Sign up for eStatements

It's quick and easy!

  1. Register or login to Online Banking
  2. Click on
    Sign up for eStatements
  3. Accept the Disclosure
  4. Open the PDF
  5. Enter the Code
  6. Click Accept

Save Time & Trees

Studies show that approximately 85% of successful identity theft begins with a stolen paper statement, bill or check. Online at Sun Federal, your account is protected by multiple layers of security.

Ready to get started with eStatements? Take the next steps!

Register for or log into online banking then select the "Accounts" widget then the "Statements" tab to subscribe.

Overdraft Protection

Occasionally the universe aligns in such a way that your bills are all due at once, and right at the same time when your car breaks down or you need to make an unexpected purchase. When that happens, Sun Federal has your back.

These features are available with every regular checking account, for members 18 and up:

  • Free overdraft coverage using the money available in your savings account(s).
  • Overdraft Privilege covers automatic payments or other electronic overdrafts up to $600. Each time an overdraft is paid, a $30 fee will be charged. Read our Overdraft Privilege Policy for further details.
  • If you’d like to add protection for your ATM or everyday debit card transactions, consider adding Privilege Plus! The same fee applies, but more transaction types are covered. See how you can enroll!

Overdraft Line of Credit

Not sure if you have enough in your savings account to cover overdrafts? Apply for an Overdraft Line of Credit! This extra stash of cash is a revolving line of credit so there’s money available to cover a transaction when you accidently overspend.

Apply for an Overdraft Line of Credit