HSA CardAlongside a high-deductible health insurance plan (HDHP), or health insurance with a minimum annual deductible and a maximum out-of-pocket limit, an HSA gives you some flexibility on how you’d like to spend your health dollars. 

HSAs give you great tax benefits, too, like tax-free deposits into your HSA. Just like a regular savings account, money you deposit earns interest. Unlike a regular savings account, you won’t be taxed on the interest you earn from HSA contributions. And when you pay for things, like visits to the eye doctor, with your HSA, you won’t be taxed on those payments.

Finally, while you can only use the money in your HSA for qualified health expenses now, when you turn 65 you’ll be able to use it for whatever you want.

Healthy Savings Option:

  • Non-taxable interest earnings
  • Tax deductible contributions
  • Tax-free withdrawals to pay for qualified medical expenses
  • Money dedicated for personal, spouse & dependent medical expenses

To open an HSA, you must be covered by a HDHP.

Are you an employer? Consider offering this great benefit to your employees! 

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