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Learn how you can get an Auto Loan with

  • Exceptionally low rates
  • No pre-payment penalties
  • Personal guidance
  • Pre-approval available
  • Flexible 1-84 month payment terms that fit your budget

Obtaining the keys to your new car can be easy! Apply online for pre-approval or at your local Sun Federal branch, and start hunting! If you feel like shopping before you’re pre-approved, just ask us for dealerships that will help you with fast and easy Sun Federal financing!

Unsatisfied with your current car loan? We can help. Use our loan calculator and then speak with us about refinancing at a lower interest rate. Visit the NADA guide to obtain the value of your current vehicle, or any vehicle you’re considering.

Ready to get started with an auto loan? Take the next steps.

Email a Loan Officer Apply for Pre-Approval View Our Rates Use Our Loan Saver Calculator

Easy As 1-2-3

Applying for or refinancing your auto loan and finding the best rates doesn't have to be complicated. Follow our three simple steps to remove any guesswork.

Step 1: Apply

Apply for your loan online or visit your nearest Sun Federal branch. All you need is:

  1. Valid driver’s license
  2. Current employment information
  3. Loan amount requesting

If you’re applying to refinance your current auto loan, please have the make, model, year, mileage and vehicle identification number (VIN).

Here’s A Little Tip! If you don’t know your VIN number, you can find it in the bottom right-hand corner of your windshield!

Step 2: Wait… but not for long!

Waiting for a loan decision is the hard part, but luckily Sun Federal’s Loan Officers work hard to get your loan decision back to you within 24 hours.

Step 3: Discuss

As soon as we have answers we’ll personally contact you through your preferred method to give you a final loan decision. 

Loan Saver Calculator

See how much you can save by comparing your loan rates from elsewhere with Sun Federal's best rates!


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