I don't have the money.

That's the standard cry from those who wait to save what's left over. It never happens. Instead, "pay yourself first." Use Sun Federal CU’s payroll deduction service and we'll automatically divert the amount you say, for as long as you say, to any of your savings accounts.

For what little I can put aside, it doesn't pay.

Consistent, regular savings are the only kind that add up. If you only can start with $10 a paycheck, do that now. When you see how that works, you'll find yourself raising the ante to $25, $50, or more over time. And yes, that pays.

Payday and bill paying is too hectic to think about saving, too.

Use direct deposit at Sun Federal CU and your paycheck starts working--earning dividends--right away, instead of waiting until you get around to making a deposit. That saves you time and, over time, the head start saves money, too.

But I'm paying too much on bills to save money.

We may be able to help! Call one of our loan officers at (800) 786-0945 and we can discuss loan consolidation options that will save you money. Sometimes we can reduce your interest rate, and that can reduce how much you owe and how long you'll be paying off the loan. That, too, can pay off in savings.

The bottom line: The helpful and knowledgeable staff at Sun Federal Credit Union have the services and skills to help you automate your savings. Call today.