• Money to pay down debt. Help someone save on interest payments as well as help the recipient feel more financially secure as he or she grapples with debt.
  • Piggy bank. Educate even the youngest children about money. They quickly learn the concept of putting coins in the bank, then using the coins to make a purchase later. 
  • Sessions with a financial adviser. Paying for a sit-down with a financial planner, if only for one or two sessions, can help someone learn personal finance basics and give him or her the groundwork for starting to invest. 
  • Cash toward a Roth IRA (individual retirement account). Starting a Roth IRA at a young age can be really beneficial.
  • Electronic gadgets with a twist. Add a financially savvy twist to gadgets such as tablets and smartphones with personal finance apps (like Sun Federal CU's app), many of which are free or inexpensive.
  • Books. Help family members and friends learn to manage money by giving them a book about the topic.
  • A financial jumpstart. Help a new grad or someone just getting back on his or her feet by offering your home as a place to stay for a month or two, or by helping to pay a security deposit or first month's rent. 
  • Credit union membership. Let family members know that because you're a credit union member they can be members, too. Tell them about the benefits of credit union membership.

Need more suggestions? Stop by or give us a call to brainstorm more ideas.