Articles
5 Financial New Year’s Resolutions to Start the Year Off Strong
A New Year’s Resolution is a classic way of adding new habits to your routine, or for setting goals for yourself heading into the new year.
4 Tips to Choose the Right Credit Card
In the market for a new credit card? Choosing the right one can be a game-changer for your finances!
Five Steps to Organizing Your Finances
Learn how to take control of your finances in five clear steps—from setting up a filing system and gathering key records to tracking spending and setting goals. This guide helps you organize your money, monitor your credit, and build a smarter financial future.
7 Tips to Avoid Identity Theft
If you don’t want to become another identity theft victim, here are some tips to stack the odds in your favor.
5 Steps for First-Time Home Buyers
Ready to buy your first home? Learn the five key steps to prepare—like building your credit, saving for a down payment, and getting preapproved. Discover how a buyer’s agent and a credit union loan officer can help guide you through the process.
How to Improve Your Credit Score
Want to boost your credit score? Learn five smart steps—like checking your credit report, paying bills on time, and keeping balances low. Clearing collection accounts and limiting new credit inquiries can also help improve your score over time.
Figuring Out Tax Withholding
Learn how to adjust your W-4 to keep more in each paycheck and make that extra cash work for you.
How Are Credit Unions Different?
Credit unions are member-owned, not-for-profit institutions that exist to serve you—not shareholders. That means lower loan rates, higher savings returns, fewer fees, and personalized financial support you won’t find at traditional banks.
Emergency Fund – Start Small, Think Big
Life is full of surprises. An emergency fund helps you stay ready. Start small by saving one month of expenses, then build as you reduce debt. Automate savings, track your progress, and treat it like a financial life jacket.
The Eighth Wonder of the World
Albert Einstein called compound interest the “eighth wonder of the world”—and for good reason. It helps your money grow not just on what you save, but also on the interest it earns over time, like a snowball gaining speed. The earlier you start saving in an interest-bearing account, the more powerful this growth becomes.