Vehicle Loans
Bright Auto Loans
Sun FCU is here to take you from dream to reality. Whether you’re buying new, used, or refinancing your existing loan, we put you in the driver’s seat. For a limited time, get 0.25%1 off your approved rate.
Auto, Truck, & Motorcycle Loans
Are you ready to buy a new or used vehicle? Know before you go—secure your financing before you even set foot in the dealership! With a convenient pre-approval, you’ll know your budget and can focus on finding the vehicle that’s right for you.
Looking to refinance? Easily apply online or use a car loan calculator to see what you could be saving.
Borrowing with us has benefits!
- Competitive rates
- Convenient pre-approvals
- No prepayment penalties2
- Personal guidance to design the right loan for you
- Flexible payment terms that fit your budget
- Manage your loan payments through Digital Banking
Vehicle Loans
| New (<10K miles) | APR3 | Bright Auto Loans APR4 |
|---|---|---|
| 1-75 month term | As low as 5.49% | As low as 5.24% |
| 76-84 month term ($30K+) | As low as 5.99% | As low as 5.74% |
| Used (2021-2026) | APR3 | Bright Auto Loans APR4 |
|---|---|---|
| 1-75 month term | As low as 5.74% | As low as 5.49% |
| 76-84 month term ($30K+) | As low as 6.24% | As low as 5.99% |
| Used (2020 & Older) | APR3 | Bright Auto Loans APR4 |
|---|---|---|
| 1-51 month term | As low as 5.99% | As low as 5.74% |
| 52-60 month term ($30K+) | As low as 6.49% | As low as 6.24% |
Boat & RV Loans
Ready to embark on a camping adventure, travel the open road on two wheels, or go for a sunset cruise on the water? With lower rates and our signature personalized service, you can skip the stress and focus on your next adventure.
Fast, Affordable, & Flexible:
- Competitive rates
- No prepayment penalties2
- Personal guidance to design the right loan for you
- Pre-approval available
- Flexible payment terms that fit your budget & lifestyle
RV, Boats, Motor Homes, Travel Trailers, New & Used Titled Vehicles
New & Used
| Term | APR4 |
|---|---|
| 1-75 Months | As low as 7.24% |
| 76-144 Months ($30K+) | As low as 8.24% |