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Security Reminder

Impersonators may attempt to trick you into providing personal information by pretending to represent Sun Federal. Remember that we'll never unexpectedly contact you and request your password, PIN, card information, or one-time verification code.

Apply for a Loan

Get Started

Achieve your dreams! You can get that new vehicle, the cash you need to spend with a smile, and the satisfaction knowing your goals are in reach. You’re in the right place. 

Have Loan-Related Questions? Get In Touch.


Vehicle Loans

Loans for new/used vehicles, motorcycles, boats, or RVs.

What You’ll Need:

  • Proof of Income 
  • Dealer Purchase Agreement (purchasing)
  • 10-Day Payoff Letter (refinancing)
  • Lease Buyout Agreement (leasing)
  • Vehicle Title (clear title loan)
  • Proof of Insurance
  • Title Form
  • GAP Contract
Apply Now

Personal Loans

Get the extra cash you need.

What You’ll Need:

  • Proof of Income
  • Statements (for debt consolidation)
Apply Now

Credit Cards

Get great features & rewards.

What You’ll Need:

  • Proof of Income
  • Credit Card Statements (for balance transfers)
Apply Now

Home Equity Loans

Fixed loan and interest-only line of credit available.

What You’ll Need:

  • Proof of Income
Apply Now

Mortgage Loans

Several options are available to fit you. 

What You’ll Need:

  • Proof of Income

Apply for a Mortgage or Investment Property

Apply Now

Apply for a First-Time Homebuyer or FHA/VA Loan

Apply Now

Already applied for a loan? Check the status of your application!


Not a Member? Here’s What to Expect

What you’ll need to get started

  1. Government-issued ID
  2. Complete mailing address
  3. Social Security Number
  4. Date of birth
  5. A way to make your initial deposit (debit card, credit card, or electronic transfer
  6. Qualify: View our list of eligible employers, organizations, and communities

Bundle and Save

Qualify for our Member Benefits when you have a savings, checking, and 1 additional product (Loan, Certificate, Money Market, or Visa Credit Card).