Building with Confidence Starts by Staying Connected
At Sun Federal Credit Union, our construction‑to‑permanent financing is built around communication—so every party moves forward together, with you involved and informed at every stage.
Mortgages
From Dreams to Keys: Your Home Awaits
Whether you’re buying a home, looking to refinance, or interested in putting your hard-earned equity to use, our friendly Mortgage Loan Officers are ready to work with you one-on-one to make your dreams a reality. With our competitive rates and financing on mortgage and home equity loans/lines of credit, you’ll receive the personalized service you deserve while getting a great deal.
Mortgage Loan Options2
Purchase or Refinance
Fixed or Adjustable Rate, FHA, VA, and more—apply for exactly what you need.
Construction / Lot or Land
Whether you’re buying land or breaking ground, we provide financing designed to save you time and stress.
Fixed-Rate Mortgages
| Term | APR3 |
|---|---|
| 1-14 Year | As low as 6.000% |
| 15-Year | As low as 6.125% |
| 20-Year | As low as 6.500% |
| 30-Year | As low as 6.750% |
Adjustable-Rate Mortgages (ARMs)
| Term | APR4 |
|---|---|
| 3/1 (30-year term) | As low as 5.750% |
| 5/5 (15-year term) | As low as 5.750% |
| 5/5 (20-year term) | As low as 6.000% |
| 5/5 (30-year term) | As low as 6.250% |
Need help deciding which home loan option is right for you? Connect with a Mortgage Loan Officer for assistance!
Ohio Homebuyer Plus Program
Are you an Ohio resident looking to purchase a home? Check out the Ohio Homebuyer Plus Program, a unique benefit to help you hit your savings goal!
Need Coverage To Protect Your Dream Home?
Sun Federal offers insurance through TruStage! Explore more coverage options on our insurance page.
Resources
5 Steps for First-Time Home Buyers
Ready to buy your first home? Learn the five key steps to prepare—like building your credit, saving for a down payment, and getting preapproved. Discover how a buyer’s agent and a credit union loan officer can help guide you through the process.