1 APY = Annual Percentage Yield and is accurate as of November 10, 2026. Sun Federal CU membership, account approval, conditions, qualifications, limits, time frames, enrollments, log-ons and other requirements apply. Accounts not to be used for commercial purposes. Membership Eligibility: Persons who 1) are an employee, retiree, member or student within one of our sponsor groups; 2) live, work (or regularly conduct business in), worship, or attend school in, and businesses and other legal entities located within our prescribed underserved community in Ohio consisting of 85 census tracts in Lucas and Wood Counties or Philadelphia, Montgomery, Delaware and Berks counties in Pennsylvania (based on address); or 3) join the American Consumer Council via a complimentary membership. Qualification Information: To earn rewards with Kasasa Saver, accountholders must meet their selected account's specific qualifications during each Monthly Qualification Cycle period. Account qualifications may vary by account. Account transactions and activities may take one or more days to post and settle to the account, and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our institution as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our institution. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) day prior to the first banking day of the current statement cycle through one (1) day prior to the last banking day of the current statement cycle. See our website or contact one of our member service representatives for specific Monthly Qualification Cycle dates. Kasasa Saver Reward Information: Accountholders will receive dividends on their Kasasa Saver account when their account balances meet their account's qualifications during a Monthly Qualification Cycle. When qualifications are not met, the account's rewards are not earned or distributed, and only the non-qualifying Annual Percentage Yield (APY) is paid on dividend bearing accounts. Cash back refunds, dividends, and nationwide ATM withdrawal fee reimbursements will be credited to the appropriate account on the last day of the current statement cycle. Rates and rewards are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Enrollment in electronic services (e.g., Digital Banking, eStatements) and log-ons may be required to meet some of the account's qualifications. There are no recurring monthly maintenance charges nor fees to open or close any of these accounts. A reward checking account is required to have a reward savings account. A linked reward savings account is required for automatic savings. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our institution's service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates, and enrollment instructions. Kasasa Saver is a trademark of Kasasa Ltd., registered in the U.S.A.
2 SUN FEDERAL CREDIT UNION - REFER-A-FRIEND NEW MEMBERSHIP OFFER: The person making the referral (Referrer) will earn a $50 Visa ® Virtual Reward for each individual referred (Referred Person) to
Sun FCU who registers for the offer, opens a new Sun FCU membership, and completes the offer requirements within the time
specified in the offer. To make a referral, the Referrer must register for the program and share the offer with their friends, family,
or coworkers. A Referrer may receive up to $500 in Visa Virtual Rewards within a calendar year, but only one Referrer may receive
a Visa Virtual Reward for each Referred Person who fulfills the requirements. The person being referred (Referred Person) may earn up to $100 in Visa Virtual Rewards. To earn up to $100 in Visa Virtual
Rewards, the Referred Person must register by following the link provided in the referral email or on social media and complete
one or more of the offers listed below: SUN FCU - NEW CONSUMER MEMBERSHIP: To earn a $50 Visa Virtual Reward, the Referred Person must register by following the link provided in the referral email or on
social media, join Sun FCU by opening a $5 regular share account and complete the following requirements within 90 days
of becoming a Sun FCU member: 1) Enroll in Online Banking, AND 2) Open one of these: Checking, Loan, Certificate, Money Market, HSA, IRA, Ohio Homebuyer Plus SUN FCU - NEW BUSINESS MEMBERSHIP: To earn a $50 Visa Virtual Reward, the Referred Person must register by following the link provided in the referral email or on
social media, join Sun FCU by opening a $5 business share account and complete the following requirements within 90 days
of becoming a Sun FCU member: 1) Enroll in Online Banking, AND 2) Open one of these: Business Checking, Business Loan, Certificate The Referrer authorizes the sending of communications to each Referred Person. The email may not be recovered if the person
has “opted out” of marketing material from Sun FCU or ReferLive. Each person who registers at ReferLive authorizes future
communications including emails regarding the program unless they “opt out” by making an election at ReferLive or within
such email. The Referred Person acknowledges that a Visa Virtual Reward will be issued to the Referrer after all conditions have
been met in the time frames provided. This offer can be changed at any time without notice. Sun FCU employees are ineligible to participate in this offer. Please allow 2-3 weeks after completion of all requirements for delivery of the Visa Virtual Reward. Visa Virtual Rewards may be reported as income to the IRS. Visa Virtual Rewards are good for 6 months from the date of issuance and may be redeemed at Internet, Mail Order, and Telephone merchants wherever Visa debit cards are accepted. Visa is a registered trademark of Visa, Inc. Visa is not a participant or sponsor of this promotion. Federally Insured by NCUA. ReferLive is a trademark of CustomerStream, LLC.
3 To become a member, a savings account with a minimum deposit of $5.00 is required at opening that must be maintained throughout life of the membership. Eligibility: Persons who 1) are an employee, retiree, member or student within one of our sponsor groups; 2) live, work (or regularly conduct business in), worship, or attend school in, and businesses and other legal entities located within our prescribed underserved community in Ohio consisting of 85 census tracts in Lucas and Wood Counties or Philadelphia, Montgomery, Delaware and Berks counties in Pennsylvania (based on address); or 3) join the American Consumer Council via a complimentary membership. Once a member, members of your immediate family or household are also eligible to join Sun Federal CU.
Federally Insured By NCUA. Privately Insured By Excess Share Insurance (ESI) up to an additional $250,000.