1 Promotion Period: 4/7/2026—9/30/2026. All loans subject to credit approval. Rates, terms, and conditions vary based on creditworthiness, qualifications, and collateral conditions. Sun Federal Credit Union membership required for all borrowers. Qualifying members receive a 0.25% discount off their approved rate. Offer applies only to new or used auto purchases and/or refinances from other institutions. Membership: To become a member, a savings account with a minimum deposit of $5.00 is required at opening that must be maintained throughout life of the membership. Eligibility: Persons who 1) are an employee, retiree, member or student within one of our sponsor groups; 2) live, work (or regularly conduct business in), worship, or attend school in, and businesses and other legal entities located within our prescribed underserved community in Ohio consisting of 85 census tracts in Lucas and Wood Counties or Philadelphia, Montgomery, Delaware and Berks counties in Pennsylvania (based on address); or 3) join the American Consumer Council via a complimentary membership. Once a member, members of your immediate family or household are also eligible to join Sun Federal CU. Sun Federal CU has the right to terminate this promotion at any time without notice.
2 Joint Owner required up to age 15.
3 30-month Certificate Bonus Deposit: No minimum deposit required to open the 30-month add-on youth certificate. $20 will be deposited into the member's savings account if opened within 30 days of membership account opening.
4 Grade Card Program: Members through the age of 17 may submit their school grade card (or grade card equivalent) up to two times per calendar year for the Grade Card Match program for a chance to win $250, drawn twice per calendar year. Each "A" (or "A" equivalent) will allow for two entries. Each "B" (or "B" equivalent) will allow for one entry. NO PURCHASE NECESSARY. To enter by mail, send a 3x5 card with your name, address and daytime phone number to SunFCU, Attn: Marketing (grade card match), 1627 Holland Road, Maumee, OH 43537. Employees are not eligible. Odds of winning will depend on the number of entries. Winner agrees to allow Sun Federal to use his/her name and/or likeness for advertising and publicity without compensation. Winning account holder (account must be in good standing) will be drawn and notified by the phone number we have on file by April 30 and December 31 each year. Winning amount will be reported to the Internal Revenue Service (IRS) on the form 1099-INT.
5 First Credit Card: Rates, terms and conditions vary based on creditworthiness, qualifications and collateral conditions and are subject to change without notice. Co-signer at least 21 years of age; Member and co-signer must have verifiable income. Other exclusions may apply.
6 Rates, terms and conditions vary based on creditworthiness, qualifications and collateral conditions and are subject to change without notice. Sun Federal Credit Union membership required for all borrowers. Maximum LTV: 110%. Applies to the purchase (new or used) of a vehicle and/or refinance of a vehicle from another financial institution. Other exclusions may apply. Rebate - Minimum down payment required for advertised rebate = $1,000. Maximum rebate = $1,000. One percent (1.00%) of the amount financed is deposited into the primary account holder’s savings account within three business days following funding. In addition to SFCU membership, the requirements to receive the rebate are: 1) Co-signer at least 21 years of age; 2) Member and co-signer must have verifiable income; 3) And member must have a Sun Federal checking account. Rebate amount will be reported to the Internal Revenue Service (IRS) as dividends on the form 1099-INT. May not be combined with any other offer.
Federally Insured By NCUA. Privately Insured By Excess Share Insurance (ESI) up to an additional $250,000.