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Learn how to adjust your W-4 to keep more in each paycheck and make that extra cash work for you.

Credit unions are member-owned, not-for-profit institutions that exist to serve you—not shareholders. That means lower loan rates, higher savings returns, fewer fees, and personalized financial support you won’t find at traditional banks.

Life is full of surprises. An emergency fund helps you stay ready. Start small by saving one month of expenses, then build as you reduce debt. Automate savings, track your progress, and treat it like a financial life jacket.

Albert Einstein called compound interest the “eighth wonder of the world”—and for good reason. It helps your money grow not just on what you save, but also on the interest it earns over time, like a snowball gaining speed. The earlier you start saving in an interest-bearing account, the more powerful this growth becomes.

Tax refund time? Use it wisely! Pay down high-interest debt, boost your emergency fund, invest in home upgrades or education, or grow your retirement savings. Smart moves now can pay off big later—Sun Federal CU is here to help!