Ride on the bright side with a Sun FCU Auto Loan!

For a limited time only, all applicants can get 0.25% off the approved auto loan rate.1

Apply Now

Reliable Auto Loans for Reliable Rides

Whether you're buying new, used, or refinancing, the road ahead looks brighter with Sun FCU. With low rates, flexible terms, and personal service, now is the perfect time to upgrade your ride and your savings! For a limited time, we are offering 0.25% off the approved rate for all applicants!

Learn More

Your dream car is within reach!

Utilize our free resources to help you get the financing you need for the car of your dreams!

Your Credit Score

Calculators

Financial Coaching

Have Questions About Taking the Next Steps?

Call a loan officer at 800.786.0945 or email us at sunsupport@sunfcu.org

Get Started!

1 Promotion Period: 4/7/2025—9/30/2025. All loans subject to credit approval. Rates, terms, and conditions vary based on creditworthiness, qualifications, and collateral conditions. Sun Federal Credit Union membership required for all borrowers. Qualifying members receive a 0.25% discount off their approved rate. Offer applies only to new or used auto purchases and/or refinances from other institutions. Membership and Eligibility: To become a member, a savings account with a minimum deposit of $5.00 is required at opening that must be maintained throughout life of the membership. Eligibility: Persons who 1) are an employee, retiree, member or student within one of our sponsor groups; 2) live, work (or regularly conduct business in), worship, or attend school in, and businesses and other legal entities located within our prescribed underserved community in Ohio consisting of 85 census tracts in Lucas and Wood Counties or Philadelphia, Montgomery, Delaware and Berks counties in Pennsylvania (based on address); or 3) join the American Consumer Council via a complimentary membership. Once a member, members of your immediate family or household are also eligible to join Sun Federal CU. Sun Federal CU has the right to terminate this promotion at any time without notice. May not be combined with any other offer.

Federally Insured By NCUA. Privately Insured By Excess Share Insurance (ESI) up to an additional $250,000.

Sunny Icon

Looking for something?

Contact Us

(800) 786-0945   |   SunSupport@SunFCU.org

Locations & Hours

Branches & ATMs Locations ›

Lobby

Monday, Tuesday & Thursday 8:00 a.m. - 4:30 p.m.
Wednesday 9:00 a.m. - 4:30 p.m.
Friday 8:00 a.m. - 5:30 p.m.

*Detroit Ave. Lobby Closed

Drive-Thrus & Walk-Ups

Monday, Tuesday, Thursday & Friday 8:00 a.m. - 5:30 p.m.
Wednesday 9:00 a.m. - 5:30 p.m.

Sun Federal Credit Union

©2023 Sun Federal Credit Union

Privacy Policy   |   Mobile App Privacy Policy   |   Volunteer Login

Routing & Transit Number: 241282412

Sun Federal will never ask for your login/password or other sensitive information via email, pop-up window outside of our website, text message or social media channels.

APR=Annual Percentage Rate  |  APY=Annual Percentage Yield

Equal Housing Opportunity

Federally Insured by NCUA. 

All links marked with this icon External Image Icon lead off-site. Sun Federal is not responsible for the availability, content, security or any goods or services on the linked site.

*Viewing Adobe® Portable Document Format (PDF) Files

If you wish to view PDF files, we recommend the use of Adobe Acrobat® Reader® v. 6.0 or higher. To download a free copy of Adobe Acrobat Reader (v. 8.0), click here.

Sun Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 800.786.0945. All products and services available on this website are available at all Sun Federal Credit Union branches.

Back to top
Auto Loans

Get Started

Are you a Sun Federal member?

Keep these close by when applying:
  1. Proof of Income 
  2. Dealer Purchase Agreement (purchasing)
  3. 10-Day Payoff Letter (refinancing)
  4. Lease Buyout Agreement (leasing)
  5. Vehicle Title (clear title loan)
  6. Proof of Insurance
  7. Title Form
  8. GAP Contract

Loan + Membership Application

What you’ll need to get started
  1. Government issued ID
  2. Complete mailing address
  3. Social Security Number
  4. Date of birth
  5. A way to make your initial deposit (debit card, credit card or electronic transfer
  6. Qualify: View our list of eligible employers, organizations and communities
  7. Bundle and Save: qualify for our Member Value Program when you have a savings, checking, and 1 additional product (Loan, Certificate, Money Market, or Visa Credit Card)
What to expect when applying for membership
  1. Select accounts you want to open
  2. A savings will be automatically included, then add what you need. From Free Kasasa Checking to certificates, we have it all!
  3. Tell us about yourself
  4. Help us get to know you!
  5. Set your opening deposit
  6. All you need is a $5 deposit for your new SFCU savings account!
Continue to Application
×
Personal

Get Started

Are you a Sun Federal member?

Keep these close by when applying:
  1. Proof of Income
  2. Credit Card Statements (for balance transfers)

Loan + Membership Application

What you’ll need to get started
  1. Government issued ID
  2. Complete mailing address
  3. Social Security Number
  4. Date of birth
  5. A way to make your initial deposit (debit card, credit card or electronic transfer
  6. Qualify: View our list of eligible employers, organizations and communities
  7. Bundle and Save: qualify for our Member Value Program when you have a savings, checking, and 1 additional product (Loan, Certificate, Money Market, or Visa Credit Card)
What to expect when applying for membership
  1. Select accounts you want to open
  2. A savings will be automatically included, then add what you need. From Free Kasasa Checking to certificates, we have it all!
  3. Tell us about yourself
  4. Help us get to know you!
  5. Set your opening deposit
  6. All you need is a $5 deposit for your new SFCU savings account!
Continue to Application
×
Home Equity

Get Started

Are you a Sun Federal member?

Keep these close by when applying:
  1. Proof of Income
    a. 30 days of paystubs
    b. 2 years of W2's and/or tax returns
  2. Current Mortgage Statement
  3. Most recent bank or credit union account statement (non-SFCU)
  4. Most recent retirement/investment account statement
  5. Estimated Value of Property
  6. Proof of Home Owners Insurance
  7. Evidence of Flood Insurance if applicable

Loan + Membership Application

What you’ll need to get started
  1. Government issued ID
  2. Complete mailing address
  3. Social Security Number
  4. Date of birth
  5. A way to make your initial deposit (debit card, credit card or electronic transfer
  6. Qualify: View our list of eligible employers, organizations and communities
  7. Bundle and Save: qualify for our Member Value Program when you have a savings, checking, and 1 additional product (Loan, Certificate, Money Market, or Visa Credit Card)
What to expect when applying for membership
  1. Select accounts you want to open
  2. A savings will be automatically included, then add what you need. From Free Kasasa Checking to certificates, we have it all!
  3. Tell us about yourself
  4. Help us get to know you!
  5. Set your opening deposit
  6. All you need is a $5 deposit for your new SFCU savings account!
Continue to Application
×
Mortgage

Get Started

Are you a Sun Federal member?

Yes

No

Keep these close by when applying:
  1. Proof of Income

Loan + Membership Application

What you’ll need to get started
  1. Government issued ID
  2. Complete mailing address
  3. Social Security Number
  4. Date of birth
  5. A way to make your initial deposit (debit card, credit card or electronic transfer
  6. Qualify: View our list of eligible employers, organizations and communities
  7. Bundle and Save: qualify for our Member Value Program when you have a savings, checking, and 1 additional product (Loan, Certificate, Money Market, or Visa Credit Card)
What to expect when applying for membership
  1. Select accounts you want to open
  2. A savings will be automatically included, then add what you need. From Free Kasasa Checking to certificates, we have it all!
  3. Tell us about yourself
  4. Help us get to know you!
  5. Set your opening deposit
  6. All you need is a $5 deposit for your new SFCU savings account!
Continue to Application
×
Luxury Card

Get Started

Are you a Sun Federal member?

Keep these close by when applying:
  1. Proof of Income
  2. Credit Card Statements (for balance transfers)

Credit Card + Membership Application

What you’ll need to get started
  1. Government issued ID
  2. Complete mailing address
  3. Social Security Number
  4. Date of birth
  5. A way to make your initial deposit (debit card, credit card or electronic transfer
  6. Qualify: View our list of eligible employers, organizations and communities
  7. Bundle and Save: qualify for our Member Value Program when you have a savings, checking, and 1 additional product (Loan, Certificate, Money Market, or Visa Credit Card)
What to expect when applying for membership
  1. Select accounts you want to open
  2. A savings will be automatically included, then add what you need. From Free Kasasa Checking to certificates, we have it all!
  3. Tell us about yourself
  4. Help us get to know you!
  5. Set your opening deposit
  6. All you need is a $5 deposit for your new SFCU savings account!
Continue to Application
×
Cash Card

Get Started

Are you a Sun Federal member?

Keep these close by when applying:
  1. Proof of Income
  2. Credit Card Statements (for balance transfers)

Credit Card + Membership Application

What you’ll need to get started
  1. Government issued ID
  2. Complete mailing address
  3. Social Security Number
  4. Date of birth
  5. A way to make your initial deposit (debit card, credit card or electronic transfer
  6. Qualify: View our list of eligible employers, organizations and communities
  7. Bundle and Save: qualify for our Member Value Program when you have a savings, checking, and 1 additional product (Loan, Certificate, Money Market, or Visa Credit Card)
What to expect when applying for membership
  1. Select accounts you want to open
  2. A savings will be automatically included, then add what you need. From Free Kasasa Checking to certificates, we have it all!
  3. Tell us about yourself
  4. Help us get to know you!
  5. Set your opening deposit
  6. All you need is a $5 deposit for your new SFCU savings account!
Continue to Application
×
Rate Card

Get Started

Are you a Sun Federal member?

Keep these close by when applying:
  1. Proof of Income
  2. Credit Card Statements (for balance transfers)

Credit Card + Membership Application

What you’ll need to get started
  1. Government issued ID
  2. Complete mailing address
  3. Social Security Number
  4. Date of birth
  5. A way to make your initial deposit (debit card, credit card or electronic transfer
  6. Qualify: View our list of eligible employers, organizations and communities
  7. Bundle and Save: qualify for our Member Value Program when you have a savings, checking, and 1 additional product (Loan, Certificate, Money Market, or Visa Credit Card)
What to expect when applying for membership
  1. Select accounts you want to open
  2. A savings will be automatically included, then add what you need. From Free Kasasa Checking to certificates, we have it all!
  3. Tell us about yourself
  4. Help us get to know you!
  5. Set your opening deposit
  6. All you need is a $5 deposit for your new SFCU savings account!
Continue to Application
×