1 Promotion Period: 4/7/2025—9/30/2025. All loans subject to credit approval. Rates, terms, and conditions vary based on creditworthiness, qualifications, and collateral conditions. Sun Federal Credit Union membership required for all borrowers. Qualifying members receive a 0.25% discount off their approved rate. Membership and Eligibility: To become a member, a savings account with a minimum deposit of $5.00 is required at opening that must be maintained throughout life of the membership. Eligibility: Persons who 1) are an employee, retiree, member or student within one of our sponsor groups; 2) live, work (or regularly conduct business in), worship, or attend school in, and businesses and other legal entities located within our prescribed underserved community in Ohio consisting of 85 census tracts in Lucas and Wood Counties or Philadelphia, Montgomery, Delaware and Berks counties in Pennsylvania (based on address); or 3) join the American Consumer Council via a complimentary membership. Once a member, members of your immediate family or household are also eligible to join Sun Federal CU. Sun Federal CU has the right to terminate this promotion at any time without notice. May not be combined with any other offer.
2 Loans subject to membership eligibility, credit approval, and application. 80% CLTV or less.
3 APR = Annual Percentage Rate. Each term is based on a sample purchase loan transaction of a single-family primary residence and assumes a $175,000 loan amount with a loan-to-value of 80% or less and a credit score ≥740. Loans with a down payment of less than 20% require private mortgage insurance, which will increase your monthly payment and APR.
4 APR = Annual Percentage Rate. ARM = Adjustable-Rate Mortgage. ARM interest rates and payments are subject to increase after the initial fixed-rate period (3 years for a 3/1 ARM, 5 years for 5/5 ARM). ARM rate adjustments are based on a variable index plus a margin. ARM monthly payments are structured upon amortization schedule of 15-, 20-, or 30-year term.
Federally Insured By NCUA. Privately Insured By Excess Share Insurance (ESI) up to an additional $250,000.