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Mortgages

From Dreams to Keys: Your Home Awaits

Whether you’re buying a home, looking to refinance, or interested in putting your hard-earned equity to use, our friendly Mortgage Loan Officers are ready to work with you one-on-one to make your dreams a reality. With our competitive rates and financing on mortgage and home equity loans/lines of credit, you’ll receive the personalized service you deserve while getting a great deal.  

Mortgage Loan Options

That’s why we have so many loan options2 available for your individual needs and goals.

Purchase or Refinance

Fixed or Adjustable Rate, FHA, VA, and more—apply for exactly what you need.

Construction / Lot or Land

Whether you’re buying land or breaking ground, we provide financing designed to save you time and stress.

Fixed Rate Mortgages

TermAPR3
1-14 YearAs low as 5.875%
15 YearAs low as 6.000%
20 YearCall for quote
30 YearCall for quote

Adjustable Rate Mortgages (ARM)

TermAPR4
3/1 (30 year term)As low as 5.500%
5/5 (15 year term)As low as 5.500%
5/5 (20 year term)As low as 5.750%
5/5 (30 year term)As low as 6.000%

Need help deciding which home loan option is right for you? Connect with a Mortgage Loan Officer for assistance!

Ohio Homebuyer Plus Program

Are you an Ohio resident looking to purchase a home? Check out the Ohio Homebuyer Plus Program, a unique benefit to help you hit your savings goal!

Need Coverage To Protect Your Dream Home?

Sun Federal offers insurance through TruStage! Explore more coverage options on our insurance page. 

Resources

5 Steps for First-Time Home Buyers

Ready to buy your first home? Learn the five key steps to prepare—like building your credit, saving for a down payment, and getting preapproved. Discover how a buyer’s agent and a credit union loan officer can help guide you through the process.