When preparing for retirement, every dollar makes a difference. With a Traditional or Roth Individual Retirement Account (IRA), you can start growing the money you’ll use in your golden years for living expenses, travel, relaxation, and more!
Tax-free transfers and rollovers between IRAs
Accounts with compounding interest earnings
Traditional IRAs with tax-deductible contributions
Roth IRAs with tax- and penalty-free withdrawals
| Term | Rate/APY2 | Minimum Deposit |
|---|---|---|
| 3-Month | 0.75%/0.75% | $500 |
| 6-Month | 0.90%/0.90% | $500 |
| 12-Month | 3.64%/3.70% | $500 |
| 12-Month FlexiRate Add-On | 3.20%/3.25% | $500 |
| 18-Month | 3.69%/3.75% | $500 |
| 24-Month | 3.69%/3.75% | $500 |
| 24-Month Add-On | 3.59%/3.65% | $500 |
| 36-Month | 3.69%/3.75% | $1,000 |
| 42-Month Add-On | 3.54%/3.60% | $1,000 |
| 48-Month | 3.74%/3.80% | $1,000 |
| 54-Month | 3.78%/3.85% | $1,000 |
| 60-Month | 3.78%/3.85% | $1,000 |
| 84-Month Raise-Up | 3.93%/4.00% | $1,000 |
Tax refund time? Use it wisely! Pay down high-interest debt, boost your emergency fund, invest in home upgrades or education, or grow your retirement savings. Smart moves now can pay off big later—Sun Federal CU is here to help!