Business Loans
Sun Federal Credit Union business loans are a fantastic way to obtain the capital you need to manage your expenses and elevate your business. From small business to commercial loans, we offer many ways to borrow with competitive interest rates.
Business Loan Products
- Secured & unsecured options to manage fluctuating cash flow
- 12-month terms
- Renewal options
- Easy transfer, withdrawal, & check access
- Access to funds by check, online, & at any of our branches
- Flexible terms & amounts
- Business vehicles
- Business equipment
- Professional musical instruments
- Deposit share secured
- Low total loan costs
- Competitive interest rates
- Purchase or refinance
- Secured by a single 1-4 unit family property
- Maturity of up to 25 years (owner-occupied)
- Maturity of up to 12 years (non-owner-occupied)
- Variety of commercial mortgage options
- Secured by an owner or non-owner-occupied commercial building, OR
- A single 5+ unit family property, OR
- Multiple 1-4 unit family properties
- Competitive interest rates
- Maturity of up to 12 years
Together with the U.S. Small Business Administration, Sun Federal provides loan guarantee programs to small businesses. An SBA guarantee makes it easier for you to finance a start-up, expansion, or acquisition.
Business Loans
| Loan Type | APR2 |
|---|---|
| Business Vehicle Loans | As low as 6.99% |
| Business Equipment Loans | As low as 7.99% |
| Business Credit Card | As low as 13.99% |
Business Lines Of Credit
| Loan Type | APR2 |
|---|---|
| Share Secured | As low as 8.25% |
| Real Estate Secured | As low as 8.25% |
| Real Estate Secured – Interest-Only | As low as 9.75% |
| Other Secured | As low as 8.75% |
| Other Secured – Interest-Only | As low as 9.75% |
| Unsecured | As low as 10.25% |
Investment Property Loans
Investment properties can offer several advantages, including additional income and potential tax benefits.
Investment Property Loans
| Loan Type | APR2 |
|---|---|
| 5-Year ARM, 12-Year Term, 15-Year Amortization | As low as 6.875% |
| 5-Year ARM, 12-Year Term, 20-Year Amortization | As low as 7.125% |
| 5-Year ARM, 12-Year Term, 25-Year Amortization | As low as 7.375% |
| Fixed 1-12 Year | As low as 6.50% |
| 12/20 Balloon | As low as 7.00% |