1 Promotion Period: 4/7/2025—9/30/2025. All loans subject to credit approval. Rates, terms, and conditions vary based on creditworthiness, qualifications, and collateral conditions. Sun Federal Credit Union membership required for all borrowers. Qualifying members receive a 0.25% discount off their approved rate. Membership and Eligibility: To become a member, a savings account with a minimum deposit of $5.00 is required at opening that must be maintained throughout life of the membership. Eligibility: Persons who 1) are an employee, retiree, member or student within one of our sponsor groups; 2) live, work (or regularly conduct business in), worship, or attend school in, and businesses and other legal entities located within our prescribed underserved community in Ohio consisting of 85 census tracts in Lucas and Wood Counties or Philadelphia, Montgomery, Delaware and Berks counties in Pennsylvania (based on address); or 3) join the American Consumer Council via a complimentary membership. Once a member, members of your immediate family or household are also eligible to join Sun Federal CU. Sun Federal CU has the right to terminate this promotion at any time without notice. May not be combined with any other offer.
2 SUN FEDERAL CREDIT UNION - REFER-A-FRIEND NEW MEMBERSHIP OFFER: The person making the referral (Referrer) will earn a $50 Visa ® Virtual Reward for each individual referred (Referred Person) to
Sun FCU who registers for the offer, opens a new Sun FCU membership, and completes the offer requirements within the time
specified in the offer. To make a referral, the Referrer must register for the program and share the offer with their friends, family,
or coworkers. A Referrer may receive up to $500 in Visa Virtual Rewards within a calendar year, but only one Referrer may receive
a Visa Virtual Reward for each Referred Person who fulfills the requirements. The person being referred (Referred Person) may earn up to $100 in Visa Virtual Rewards. To earn up to $100 in Visa Virtual
Rewards, the Referred Person must register by following the link provided in the referral email or on social media and complete
one or more of the offers listed below: SUN FCU - NEW CONSUMER MEMBERSHIP: To earn a $50 Visa Virtual Reward, the Referred Person must register by following the link provided in the referral email or on
social media, join Sun FCU by opening a $5 regular share account and complete the following requirements within 90 days
of becoming a Sun FCU member: 1) Enroll in Online Banking, AND 2) Open one of these: Checking, Loan, Certificate, Money Market, HSA, IRA, Ohio Homebuyer Plus SUN FCU - NEW BUSINESS MEMBERSHIP: To earn a $50 Visa Virtual Reward, the Referred Person must register by following the link provided in the referral email or on
social media, join Sun FCU by opening a $5 business share account and complete the following requirements within 90 days
of becoming a Sun FCU member: 1) Enroll in Online Banking, AND 2) Open one of these: Business Checking, Business Loan, Certificate The Referrer authorizes the sending of communications to each Referred Person. The email may not be recovered if the person
has “opted out” of marketing material from Sun FCU or ReferLive. Each person who registers at ReferLive authorizes future
communications including emails regarding the program unless they “opt out” by making an election at ReferLive or within
such email. The Referred Person acknowledges that a Visa Virtual Reward will be issued to the Referrer after all conditions have
been met in the time frames provided. This offer can be changed at any time without notice Sun FCU employees are ineligible to participate in this offer. Please allow 2-3 weeks after completion of all requirements for delivery of the Visa Virtual Reward. Visa Virtual Rewards maybe reported as income to the IRS. Visa Virtual Rewards are good for 6 months from the date of issuance and may be redeemed at Internet, Mail Order, and Telephone merchants wherever Visa debit cards are accepted. Visa is a registered trademark of Visa, Inc. Visa is not a participant or sponsor of this promotion. Federally Insured by NCUA. ReferLive is a trademark of CustomerStream, LLC.
3 To become a member, a savings account with a minimum deposit of $5.00 is required at opening that must be maintained throughout life of the membership. Eligibility: Persons who 1) are an employee, retiree, member or student within one of our sponsor groups; 2) live, work (or regularly conduct business in), worship, or attend school in, and businesses and other legal entities located within our prescribed underserved community in Ohio consisting of 85 census tracts in Lucas and Wood Counties or Philadelphia, Montgomery, Delaware and Berks counties in Pennsylvania (based on address); or 3) join the American Consumer Council via a complimentary membership. Once a member, members of your immediate family or household are also eligible to join Sun Federal CU.
Federally Insured By NCUA. Privately Insured By Excess Share Insurance (ESI) up to an additional $250,000.