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**Detroit Branch Temporarily Unavailable**

Detroit Ave. ITM/ATM services are currently unavailable, with service expected to resume early next week. In the meantime, account access is available at other SFCU locations, or via our website or mobile app.

Business Checking

No matter the size of your company, money is flowing in and out as you conduct your day-to-day operations and continue to grow. To simplify this process, open a business checking account with us! We have what you need to manage your transactions–on paper and with Digital Business Banking.

Business Checking

For new businesses or businesses with limited cash flow.

20 Free Monthly Deposits

100 Free Check Deposits per Month

No monthly service charge when an average daily minimum balance of $1,000.002 is maintained.

Includes Business Digital Banking with limited ACH Transfer Access3

Overdraft Line of Credit

Premium Business Checking

For growing or established businesses, larger transaction volumes, and higher deposit balances.

30 Free Monthly Deposits

300 Free Check Deposits per Month

No monthly service charge when an average daily minimum balance of $5,000.004 is maintained.

Includes Business Online & Mobile Banking with premium ACH Transfer Access3

Overdraft Line of Credit

Business Debit Card

A Visa company debit card provides a safe and secure way to access funds for travel, client lunches, supplies, and whatever else the day might bring.

Business Payments With Ease:

  • No annual fees
  • Unlimited, free credit transactions – just select the “credit” option
  • No surcharge ATM locations
  • Zero liability for unauthorized “credit” purchases

Business Checking

TierBalanceRate/APY5Minimum Deposit to Earn APY5
Tier 1$1,000.00-$24,999.990.55%/0.55%$1,000.002
Tier 2$25,000.00 – $49,999.990.60%/0.60%$1,000.002
Tier 3$50,000.00 – $74,999.990.65%/0.65%$1,000.002
Tier 4$75,000 and above0.75%/0.75%$1,000.002

Premium Business Checking

TierBalanceRate/APY5Minimum Deposit to Earn APY5
Tier 1$1,000.00 – $24,999.990.55%/0.55%
$5,000.004
Tier 2$25,000.00 – $49,999.99
0.60%/0.60%

$5,000.004
Tier 3$50,000.00 – $74,999.99
0.65%/0.65%

$5,000.004
Tier 4$75,000 and above
0.75%/0.75%

$5,000.004

To report a lost or stolen card outside of business hours:

Visa Debit and ATM: (800) 472-3272

Ask us about a Club Account!

With a Club Account, you can enjoy the benefits of our higher dividend rate tiers and access to Digital Business Banking, without the minimum average balance requirement.

Club Account

TierBalanceRate/APY5Minimum Deposit to Earn APY5
Tier 1$1,000.00 – $24,999.990.55%/0.55%$1,000.00
Tier 2$25,000.00 – $49,999.990.60%/0.60%$1,000.00
Tier 3$50,000.00 – $74,999.990.65%/0.65%$1,000.00
Tier 4$75,000 and above0.75%/0.75%$1,000.00

Take the next steps and reach out to the Business Solutions team today!