1 APY = Annual Percentage Yield and is accurate as of November 15, 2026. Sun Federal CU membership, account approval, conditions, qualifications, limits, time frames, enrollments, log-ons and other requirements apply. Accounts not to be used for commercial purposes. Membership Eligibility: Persons who 1) are an employee, retiree, member or student within one of our sponsor groups; 2) live, work (or regularly conduct business in), worship, or attend school in, and businesses and other legal entities located within our prescribed underserved community in Ohio consisting of 85 census tracts in Lucas and Wood Counties or Philadelphia, Montgomery, Delaware and Berks counties in Pennsylvania (based on address); or 3) join the American Consumer Council via a complimentary membership. Qualification Information: To earn rewards with Kasasa Saver, accountholders must meet their selected account's specific qualifications during each Monthly Qualification Cycle period. Account qualifications may vary by account. Account transactions and activities may take one or more days to post and settle to the account, and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our institution as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our institution. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) day prior to the first banking day of the current statement cycle through one (1) day prior to the last banking day of the current statement cycle. See our website or contact one of our member service representatives for specific Monthly Qualification Cycle dates. Kasasa Saver Reward Information: Accountholders will receive dividends on their Kasasa Saver account when their account balances meet their account's qualifications during a Monthly Qualification Cycle. When qualifications are not met, the account's rewards are not earned or distributed, and only the non-qualifying Annual Percentage Yield (APY) is paid on dividend bearing accounts. Cash back refunds, dividends, and nationwide ATM withdrawal fee reimbursements will be credited to the appropriate account on the last day of the current statement cycle. Rates and rewards are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Enrollment in electronic services (e.g., Digital Banking, eStatements) and log-ons may be required to meet some of the account's qualifications. There are no recurring monthly maintenance charges nor fees to open or close any of these accounts. A reward checking account is required to have a reward savings account. A linked reward savings account is required for automatic savings. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our institution's service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates, and enrollment instructions. Kasasa Saver is a trademark of Kasasa Ltd., registered in the U.S.A.
2 Joint Owner required up to age 15.
3 30-month Certificate Bonus Deposit: No minimum deposit required to open the 30-month add-on youth certificate. $20 will be deposited into the member's savings account if opened within 30 days of membership account opening.
4 Grade Card Program: Members through the age of 17 may submit their school grade card (or grade card equivalent) up to two times per calendar year for the Grade Card Match program for a chance to win $250, drawn twice per calendar year. Each "A" (or "A" equivalent) will allow for two entries. Each "B" (or "B" equivalent) will allow for one entry. NO PURCHASE NECESSARY. To enter by mail, send a 3x5 card with your name, address and daytime phone number to SunFCU, Attn: Marketing (grade card match), 1627 Holland Road, Maumee, OH 43537. Employees are not eligible. Odds of winning will depend on the number of entries. Winner agrees to allow Sun Federal to use his/her name and/or likeness for advertising and publicity without compensation. Winning account holder (account must be in good standing) will be drawn and notified by the phone number we have on file by April 30 and December 31 each year. Winning amount will be reported to the Internal Revenue Service (IRS) on the form 1099-INT.
5 First Credit Card: Rates, terms and conditions vary based on creditworthiness, qualifications and collateral conditions and are subject to change without notice. Co-signer at least 21 years of age; Member and co-signer must have verifiable income. Other exclusions may apply.
6 Rates, terms and conditions vary based on creditworthiness, qualifications and collateral conditions and are subject to change without notice. Sun Federal Credit Union membership required for all borrowers. Maximum LTV: 110%. Applies to the purchase (new or used) of a vehicle and/or refinance of a vehicle from another financial institution. Other exclusions may apply. Rebate - Minimum down payment required for advertised rebate = $1,000. Maximum rebate = $1,000. One percent (1.00%) of the amount financed is deposited into the primary account holder’s savings account within three business days following funding. In addition to SFCU membership, the requirements to receive the rebate are: 1) Co-signer at least 21 years of age; 2) Member and co-signer must have verifiable income; 3) And member must have a Sun Federal checking account. Rebate amount will be reported to the Internal Revenue Service (IRS) as dividends on the form 1099-INT. May not be combined with any other offer.
Federally Insured By NCUA. Privately Insured By Excess Share Insurance (ESI) up to an additional $250,000.