Offers & Discounts

3Q22 Home Equity Offer


It's time your home equity works as hard as 


So, what can you use your home's equity to accomplish? Just about anything! From home repairs and medical bills to debt consolidation and education.

The choice is yours. Apply online today to fund your future plans. 

Interest-Only Home Equity Line of Credit

0.50% Rate Discount

for 6 Months
 when a minimum of $5,000 is drawn at closing

Home Equity Loan

0.50% Rate Discount

No Payments for 60 Days

7/5/2022 - 9/30/2022

* Promotion Period: 7/5/2022 – 9/30/2022. APR = Annual Percentage Rate. Rate may vary, based on credit worthiness. May not be combined with any other offer. No Closing Costs: Does not include full appraisal if needed. Home Equity Line of Credit: Rate based on prime plus margin and credit score. Loan-to-value maximum based on credit score. Floor is 3.00% APR, maximum APR is 18.00%. Discount may cause best rate to go below floor. Rate will change to the prime rate plus margin every six months after the booking date. 25-year term (10-year draw period and 15-year repayment period). The monthly minimum, interest-only (during draw period) payments required. Primary residence only. Existing Sun Federal Home Equity Line of Credit (HELOC) borrower(s) must re-apply and re-qualify. Home Equity Loan (No Payments for 60 Days): If you make your first payment prior to the first payment due date then the next payment due date will not advance beyond 90 days. Interest will continue to accrue at the approved rate. Payment example: For a $20,000 Home Equity Loan for a term of 14 years at 5.25% annual percentage rate, the estimated, monthly payment would be $168.36. 


Whether you're looking for an easy way to start saving for the first time or want a place to watch your money grow, this summer Certificate special is perfect for you!


All it takes is $1,000 to get started!
These are great options for any savings plan - especially when you're part of our Member Value Program!

*APY = Annual Percentage Yield. May not be combined with any other offer. Minimum opening deposit & balance to earn dividends is $1,000. APY is valid as of 7/18/2022. Early withdrawals from certificates results in penalty equal to 360 days of dividends. Special offer includes both regular and IRA certificates Member Value Program (MVP): Participation is free. To qualify for the Member Value Program, members must have a savings, active checking account (one transaction per month) and a qualifying third product (a SFCU loan, VISA Credit Card, Certificate, Money Market, IRA Savings or IRA Certificate).


Cedar Point Discounted Tickets

The Northwest Ohio Credit Union Outreach Alliance brings members special 1-day and 2-day pricing! Tickets valid through September 11, 2022.



Toledo Zoo Discounted Tickets

Purchase regular daytime admission online, at your convenience!


Grade Card Match

School smarts are an important step on the path to financial comfort and success so we like to reward our student members for keeping up good grades!

Our K-12 Student Member Grade Card Match program works like this:

  • Study up!
  • Earn an “A” or equivalent on your school grade card.
  • Every time you earn that “A,” deposit $1 in your savings account.
  • We’ll match that $1 deposit with our own $1 deposit into your savings account! 

Bring in your glowing grade card and you can earn up to $5 per grading period!

Grade Card Match Rules

  1. Program valid for K-12 members in good standing.


  2. The deposit match is $1.00 for each "A" (90% and above) or "A" equivalent (Exceeding Expectations; S+, O for Outstanding, Excellent) on any subject up to a total of $5.00 per grade card and per official grading period (timeframe).


  3. Effort, conduct mid-term, exam or interim grades and outdated report cards are not eligible.


  4. Maximum of four matches per calendar year, per child. Maximum of $20 matched by Sun Federal annually.


  5. The deposit and match must occur within three (3) months of the report card date.


  6. Requesting the match:


    1. In Person: 

        1. Make a deposit into the child’s account.

        2. The match will be made immediately if grades meet the criteria stated above.


    2. By Mail:

        Submit the receipt showing a deposit into the child’s account (or include a deposit slip) and a copy of the most recent grade card (clearly showing the child's name and date).


  7. Children's deposits into a 30-month no minimum, add-on certificate are eligible and encouraged for a higher savings yield.


  8. Match requests made in-person will be matched immediately. Please allow 4 weeks for matching deposits requested by mail.


  9. Alternative grading methods for homeschooled children and children with special needs are eligible for the match.

If you have questions, please call Bobbi McConocha at (419) 794-7299.

Grade Card Match Rules
Email Us About Grade Card Match

Love My Credit Union

As a member of Sun Federal, you’re automatically a part of Love My Credit Union. This program gives you access to exclusive credit union member discounts on everyday items and retail indulgences, too.

Visit Love My Credit Union Online

Car Rental Discounts

Taking a business trip or vacation? Sun Federal members receive up to 25% off Alamo or National car rentals, plus additional opportunities to save.

Learn More About Alamo Rental Services
Learn More About National Rental Services

Member Value Program (MVP)

What It's All About

The MVP was made to enhance your membership experience and give you even more reason to embrace SFCU while positively impacting your financial future. MVP rewards you for doing your regular banking with us…it’s that simple.

It's Easy to Join - You've Probably Already Done It

To be part of the MVP*, all you need is:

A Savings Account

You have one already!

An Active SunFCU Checking Account

Your account must have at least one transaction a month. If you already have a Kasasa® Rewards Checking Account you can check this one off your list. If not, you should get one!

AND One of These

A Sun FCU Loan, Visa® Credit Card, Certificate (Regular or IRA), Money Market or IRA (Savings or Certificate)

Enjoy These Perks & Rewards

Save money on service fees

Receive discounts on our already low service fees.

Enjoy higher rates on a variety of deposits

Check the awesome MVP deposit rates!

MVP-Only Promotions

Get an extra something special with offers exclusively for our MVP members.

Sounds pretty easy, right?

Log into your account through Online & Mobile banking, visit any branch or call (800) 786-0945 to see if you already have what you need to receive rewards. 

It's Simply Rewarding!

*MVP rewards applies to all non-Business accounts.

View Our Rates